Up to 2 years 0% APR interest free credit


MyPad has teamed up with the well-known local finance providers, Cherry Godfrey, to offer you an amazing way to pay for your NEW furniture.

Choose from any of our 0% Finance plans.  

We will offer you 12 months 0% free finance on all orders over the value of £499 and we can offer up to two years 0% finance for any purchase with a minimum spend of £999 *.

See examples below of how even £42 a month (approx £10 a week) can furnish your home.

Applying is simple when you arrive at the checkout “click” the 0% finance key and you will be directed to a link which will deal with your enquiry and guide you every step of the way. 

Private and in the comfort of your own home or even at work, MyPad makes the furnishing of your home an absolute pleasure.

*Finance for garden furniture is available on a maximum term of 18 months.

How does it work?

Quite simple really and it can all be done from the comfort of your armchair or on your lunch break at work.

When you have clicked on the 0% Interest free option at the checkout your brief details will be forwarded to one of our team who will contact you and go through a simple 2-minute questionnaire over the telephone or via e-mail. We will have approval on your application normally within 2 hours and at that point you will be contacted by the Cherry Godfrey office to finalise your application. Once we have had confirmation that this process has been completed we will immediately place or deliver your order. 

How do I choose to pay by interest-free credit?

Just select the interest-free credit option in your basket or let the sales consultant know if you’re buying over the phone or instore.

Is there a deposit to pay?

That is your decision and can be made once you have chosen your furniture and looked at the repayment table, however a deposit is not required, “NO DEPOSIT, NO PROBLEM” is a term we like to use.

Should you wish to pay or not to pay a deposit notify us when you are discussing the amount you would like to re-pay per month.  

How long is the repayment period?

That depends on how much you spend. If buying online choose the period of time required or over the telephone the options will be explained to you whilst you complete the brief questionnaire with one of our experienced sales consultants. Check out our re-payment table at the foot of this page.    

When do my repayments start?

Your monthly repayments will begin at a convenient date for you.

Can i take out a finance agreement during the SALE period ?

Yes, no problem however we do only offer a Maximum of 12 months 0% finance during our SALE periods. 

Are there are any arrangement fees or hidden extras for credit?

No. You won’t pay a penny more if you choose the interest free credit option. No charges whatsoever.

Up to 2 years 0% APR interest free credit

Our 0% interest free credit is available to a maximum of 2 year, online and over the phone. However we will consider larger sales being taken over an extended period.

How much can I spend?

The table below shows an example of how far your money can go and what you can spend with a monthly payment of £42 (approx. £10 per week) – £100 (approx. £25 per week). 

Monthly payment12 month18 month24 month